propermoney.uk
- 🏦Free bank switching guide: earn up to £200 tax-free
- 📈Investing guide: start with £25/month, S&S ISA explained
- 🧮Compound interest calculator: watch your money compound
- ✈️Reward points guide: Avios, Amex MR, Tesco Clubcard ranked
- 🏠Mortgage calculator: repayment, interest-only, overpayments
- 💷Take-home pay calculator: 2025/26 HMRC rates
My Affiliate Picks
British Airways American Express
Earn Avios on every £1 you spend. Use the 2-4-1 voucher for business class flights.
Nectar American Express
Earn Nectar points on everyday spending. Transfers 1:1 to Avios.
TopCashback
Get paid to shop online. £10–£20 welcome bonus when you make your first purchase.
Monzo
Earn up to £50 when you sign up and use Monzo. The best everyday bank account in the UK.
Free Tools & Guides
Bank Switching Offers
Updated cash bonuses, no fluff
Reward Points Guide
Every UK scheme ranked by real-world value
Compound Interest Calculator
Watch decades of compound growth unfold
Take-Home Pay Calculator
2025/26 income tax and NI breakdown
Mortgage Calculator
Repayment, interest-only, overpayment savings
Student Loan Simulator
Will you pay it off, or have it written off?
Budget Builder
50/30/20 rule, see where your money goes
Some links are referral or affiliate links. If you sign up through them, I may earn a small reward at no cost to you. I only recommend products I personally use and reached out to myself. Nothing here is financial advice. Full disclosure.