Writing

Articles

My take on UK financial news, rate changes, and what they mean for your wallet.

Opinion5 August 20264 min read

I Was Featured in The Times — Here's the Story Behind It

Two years ago I dropped out of university after a rare autoimmune diagnosis, with no real plan. This week, The Times wrote about the finance business I built out of that setback.

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Guide17 June 20267 min read

How to Read Your UK Payslip: Everything Explained

Income tax, National Insurance, student loan, pension — a plain-English guide to every deduction on your UK payslip, with a free take-home pay calculator.

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Guide13 June 20267 min read

UK Student Loan Facts: What Nobody Tells You

The UK student loan system explained simply — repayment thresholds, write-off dates, Plan 2 vs Plan 5, and whether to overpay. For graduates and students.

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Analysis9 June 20266 min read

Nectar American Express Card Review

Full review of the Nectar Amex — earn Nectar points on all spending, welcome bonus, and whether it's worth having alongside or instead of Amex Gold.

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Analysis6 June 20265 min read

Santander Rewards Credit Card: Great for Year One, Then What?

Santander's new Rewards Credit Card offers 3% cashback on everyday spending in year one and 0% foreign exchange fees permanently. It's genuinely good — but only if you understand the catch.

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Analysis5 June 20267 min read

British Airways American Express Card Review

Full review of the British Airways Amex — Avios earn rate, the 2-for-1 companion voucher, annual fee, and whether it's worth it for UK travellers.

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Guide2 June 20267 min read

Best Cashback Apps UK 2026: TopCashback, Rakuten & More

The best cashback apps and websites in the UK — how much they pay, which shops are covered, and how to stack offers for maximum returns.

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Analysis29 May 20267 min read

What Is the Most Ethical Bank in the UK?

Comparing the ethics of UK banks — fossil fuel financing, executive pay, customer treatment, and green credentials. Which bank should you actually use?

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Guide26 May 20267 min read

Money Saving Hacks That Actually Work in 2026

Practical, tested money-saving hacks for UK residents — cashback apps, bank switching, free shares, and more. No fluff, just what actually works.

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Analysis22 May 20266 min read

UK Supermarket Pricing Tricks (And How to Beat Them)

From unit pricing changes to loyalty card shrinkflation tactics — how UK supermarkets manipulate prices and how to shop smarter.

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Guide19 May 20266 min read

How to Never Overpay on London Transport

TfL capping, daily limits, Oyster vs contactless, zip cards, and railcard discounts — everything you need to stop overpaying on London transport.

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Opinion15 May 20267 min read

Cost of Living Crisis UK: 10 Money Tips That Actually Help

Practical ways to reduce your outgoings during the UK cost of living crisis — from switching banks to cutting bills. Jamie's honest take.

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Guide12 May 20266 min read

How to Maximise Your Savings with Monzo

Get the most from Monzo in 2026 — savings pots, interest rates, ISA, and how to set it up to save automatically. Practical tips for UK users.

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Analysis8 May 20266 min read

Amex Gold vs Nectar Amex: Which Card Should You Get?

Amex Gold vs Nectar credit card — comparing welcome bonuses, earn rates, fees, and who each card is right for. UK 2026 comparison.

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Analysis4 May 20267 min read

Revolut vs Monzo UK: Which Is Better in 2026?

Revolut vs Monzo — a full comparison for UK users. Features, fees, safety, and who each app is actually for. Jamie's honest take.

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