Personal finance creator · UK
Jamie Schmidt
I make personal finance content for the people the school system forgot to teach. Watched by millions across TikTok and YouTube — and written up, properly, right here.
Content
Short-form finance videos that break down the things schools skip — bank switching, investing, payslips, ISAs, credit cards — in plain English. Millions of views and counting.
Writing
Long-form articles on this site go deeper than a 60-second video ever could. If you want the full picture on a money topic, this is where to find it.
Partnerships
I work with a small number of brands whose products I'd actually recommend. Sponsored content, brand deals, and ambassador arrangements — get in touch.
Work with me
Media
Press & media enquiries
Available for TV and radio comment, podcast interviews, newspaper quotes, and expert contributions on personal finance topics. Response within 48 hours.
media@propermoney.ukBusiness
Brand & business enquiries
Sponsored content, brand partnerships, ambassador deals, and affiliate arrangements. Finance and fintech brands preferred. Please include campaign details and timeline.
jamie@propermoney.ukLatest writing
All articlesOpinion
I Was Featured in The Times — Here's the Story Behind It
Two years ago I dropped out of university after a rare autoimmune diagnosis, with no real plan. This week, The Times wrote about the finance business I built out of that setback.
5 August 2026 · 4 min read
Guide
How to Read Your UK Payslip: Everything Explained
Income tax, National Insurance, student loan, pension — a plain-English guide to every deduction on your UK payslip, with a free take-home pay calculator.
17 June 2026 · 7 min read
Guide
UK Student Loan Facts: What Nobody Tells You
The UK student loan system explained simply — repayment thresholds, write-off dates, Plan 2 vs Plan 5, and whether to overpay. For graduates and students.
13 June 2026 · 7 min read
Analysis
Nectar American Express Card Review
Full review of the Nectar Amex — earn Nectar points on all spending, welcome bonus, and whether it's worth having alongside or instead of Amex Gold.
9 June 2026 · 6 min read
Analysis
Santander Rewards Credit Card: Great for Year One, Then What?
Santander's new Rewards Credit Card offers 3% cashback on everyday spending in year one and 0% foreign exchange fees permanently. It's genuinely good — but only if you understand the catch.
6 June 2026 · 5 min read
Analysis
British Airways American Express Card Review
Full review of the British Airways Amex — Avios earn rate, the 2-for-1 companion voucher, annual fee, and whether it's worth it for UK travellers.
5 June 2026 · 7 min read
Coming soon
More of Proper Money is on its way
The full site — guides, tools, deals, reviews — is being rebuilt and will be back in a better form. For now, keep reading the articles above, and follow along on TikTok and YouTube for daily content.